giropay for merchants

giropay and paydirekt are becoming one: The new giropay

The two digital payment methods of German banks, giropay and paydirekt, are being combined into a single brand: the new giropay. Along with a new look, the merger provides a far greater reach, ensuring more potential users.

With the new giropay, end customers will be able to choose how they want to pay. As at present, they can do so without registration, by online transfer and without buyer protection (existing giropay method). In the future, they can also pay with username and password or with biometric authentication (existing paydirekt method including buyer protection). For merchants, this will mean an increased range of payment methods.

In addition, giropay is becoming even more attractive for end customers: with the new giropay Geld-Senden function, users can send money to friends and acquaintances, or request it from them, in small amounts.

The merger of the digital payment methods is gearing payment even more towards current accounts: offline by debit card and online with giropay.

Easy payment, from a single source, straight from the trusted current account - that's what the new giropay will mean.

More success for your online shop

Known and trusted: Bank transfer is now known and used throughout Germany. With giropay, you integrate a widely used transfer process with a high level of customer acceptance into your online shop.

Let your customers pay easily by online bank transfer - with giropay. With no extra registration, your customers can make transfers with just their online banking credentials (PIN and TAN). Immediately after payment, you receive an irrevocable payment guarantee, enabling you to process the order immediately and send it quickly. The credit for the transfer amount appears in your account just one bank working day later.

How you benefit from giropay

100% payment security

Fast receipt of payments

Over 45 million potential users

And it's so easy


Sign a contract

Register as a merchant and sign a giropay acceptance agreement.



Integrate giropay into your online shop as a payment method.


Go live

Go live with giropay and receive your giropay payments directly.

Giropay accepted here

Optimum support for your online shop

We will help you to integrate giropay into your online shop and provide you with logos, instructions and further information materials.