giropay and paydirekt are becoming one: The new giropay

Transferring money online securely, quickly and easily is no problem with the proven giropay.

But giropay is now getting even better. The new giropay gives you even more payment options. You can now pay by online transfer at thousands more shops – wherever you see the giropay or paydirekt logo.

What is more, the established high standards of security and data protection for online banking apply to the new giropay.

In addition, you can activate your giropay/paydirekt access in online banking. This enables you to pay even more conveniently with your username and password. And your payment is also safeguarded by paydirekt buyer protection.

giropay Geld-Senden makes life easier

Do you want send money to friends or request it from them? Just activate the giropay Geld-Senden function in your bank's app.



The advantages of GIROPAY


No extra login or registration required.

Can be used everywhere: on PC, tablet or smartphone.

TAN-free payment possible for small amounts.


Pay with just a few clicks.

Fast delivery of goods.

Downloads (e.g. music or films) are available immediately.


Secure payment via online banking.

Sensitive and personal account and transaction details remain secret.

The very highest security and data-protection standards.

Does your bank supports giropay?

Your bank supports giropay
Unfortunately, your bank does not support giropay

Here's how giropay works.

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Bank selection

First of all, choose the bank you want to pay from.



Log in with your online banking credentials (e.g. account number and PIN).


Payment authorisation

Authorise the pre-filled giropay transfer form with a TAN.

You can rely on GIROPAY.

When you pay with giropay, you are using your bank's secure online banking. Your personal bank details remain fully protected and secret.

And there's more: The established high standards of security and data protection for online banking apply to giropay just as they do to your banking transactions.


GIROPAY provides more than online bank transfer.

Age verification

account verification